Financing | ProBuilder

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Market Data + Trends

As Home Prices Rise, US Homeowner Equity Reaches New High in Q2 2024

The largest quarterly equity increases were observed in Southern and Midwestern states, such as Kentucky and Illinois

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Housing Markets

These States Have the Highest Share of Assumable Mortgages

As mortgage rates increase, homebuyers are looking for creative ways to purchase a home. Assumable mortgages could provide a way to do that

Mortgage application with house key on top of it

Financing

Where Is the Mortgage Market Headed Next?

An expert shares insights on current trends in the mortgage market

Financing

Number of Mortgage Loans in Forbearance Increases in June

This is the first time we've seen an increase since October 2022

Affordability

Housing Market Could Improve as Down Payment Assistance Programs Become More Widely Available

There has been an 11% increase in the number of down payment assistance programs year-over-year, allowing more people to purchase homes

One person hands over key with small house keychain attached to another individual

Financing

Homeowners in These States Face the Strongest Mortgage Rate Lock-in Effect

In states with high housing costs, such as California and Hawaii, a homeowner’s mortgage payments could increase by $1,000 per month if they were to buy a new home

Financing

The Mortgage Market Faces a Historic Downturn as Rates Rise

Mortgage applications have been at multi-decade lows since 2022

Wooden blocks showing percentage symbols and upward arrows, indicating rate increases

Financing

Foreclosure Activity in the US Housing Market Is Down Year-Over-Year

Despite lower rates of foreclosure activity nationwide, some states continue to see the amount of foreclosure filings increase

Foreclosure notice and keys sit on court table with a gavel and a book nearby

Single-Family Homes

Single-Family Delinquencies Decrease, While Multifamily Delinquencies Are on the Rise

The single-family delinquency rate is now below pre-pandemic lows

Aerial view of single-family neighborhood

Financing

Data Show 24% of Homeowners Now Have Mortgage Rates Above 5%

As mortgage rates continue to rise, there could be a shift in refinancing trends

Someone types at laptop, in front of them is a diagram of a house with an upward arrow signaling increased costs

Market Data + Trends

A Record Number of Homeowners Don’t Have Mortgages Right Now

Mortgage rates are high, but many households remain unaffected due to the number of mortgage-free homes

Paper with the heading "Mortgage Loan Agreement" with a house key laying on top of it

Financing

Home Costs Remain Elevated but the Housing Market Is Expected to See a Drop in Foreclosures

A majority of homeowners secured mortgage rates prior to price increases, keeping their costs low

A foreclosure sign sits in front of suburban home

Market Data + Trends

US Homeowner Equity Is on the Rise as Home Values Increase

National home prices are expected to rise 3.7% by March 2025

Row of single-family homes on a residential street

Affordability

Median US Down Payment Falls by More Than $4,000

The recent decrease in costs is welcome relief for homebuyers, but many West Coast markets remain expensive

Real estate agent handing keys of new house to a homebuyer

As Home Prices Rise, US Homeowner Equity Reaches New High in Q2 2024

These States Have the Highest Share of Assumable Mortgages

Where Is the Mortgage Market Headed Next?

Number of Mortgage Loans in Forbearance Increases in June

What Impact Does Immigration Have on Housing?

US Home Price Growth Soars to New Highs

These States Have the Highest Share of Assumable Mortgages